Quick Answer

If you miss your enrollment deadline, you generally cannot enroll in benefits until the next Open Enrollment period unless you experience a qualifying life event.

Why This Happens

This restriction is required by IRS regulations that govern employer-sponsored benefit plans and limit when changes can be made outside of Open Enrollment.

Because of these rules:

• Enrollment deadlines are strictly enforced.

• If enrollment is not completed on time, coverage is typically waived for the remainder of the plan year.

• Late enrollments cannot be accepted without a qualifying life event, even if the delay was unintentional.

These rules apply to all employers and are not specific to LWG.

When You May Still Be Able to Enroll

You may enroll or make changes if you experience a qualifying life event, such as:

• Marriage or divorce

• Birth or adoption of a child

• Loss of other coverage

Qualifying life events must be reported within the required timeframe to remain compliant with IRS rules.

Helpful Tip

Set reminders during your new hire enrollment window and Open Enrollment. Enrollment is not automatic and requires action in Dayforce.