Quick Answer
Eligible dependents generally include your legal spouse and eligible children, including children attending college and certain disabled children, subject to plan rules.
Commonly Eligible Dependents
Eligible dependents typically include:
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Legal spouse
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Biological children
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Stepchildren
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Adopted children
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Children placed for adoption
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Children attending college, up to the plan’s maximum age limit
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Disabled children who are unable to support themselves due to a qualifying disability, regardless of age, when eligibility requirements are met
Age & Eligibility Guidelines
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Most medical plans allow dependent children to remain covered through age 26, regardless of:
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Student status
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Marital status
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Financial dependency
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Residency
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Disabled dependents may be eligible for continued coverage beyond the standard age limit, provided plan criteria and documentation requirements are met.
Important Reminders
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Dependent eligibility is determined by insurance plan rules and applicable law.
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Supporting documentation may be required to verify dependent eligibility.
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Ineligible dependents cannot be covered, even if mistakenly enrolled.
If you are unsure whether a dependent qualifies, submit a ticket through HappyFox before attempting to enroll them so HR can confirm eligibility and avoid coverage issues.
