Quick Answer

If you miss Open Enrollment, you generally cannot enroll in or make changes to your benefits until the next Open Enrollment period, unless you experience a qualifying life event.

Important Details

• Open Enrollment is the annual opportunity to enroll in or make changes to your health, dental, and vision coverage.

• Once Open Enrollment closes, benefit elections are locked for the plan year.

Qualifying Life Events

You may be able to enroll or make changes outside of Open Enrollment if you experience a qualifying life event, such as:

• Marriage or divorce

• Birth or adoption of a child

• Loss of other health coverage

• Other qualifying events as defined by law

Qualifying life events must be reported within the required timeframe and require supporting documentation.