What Happens If I Miss Open Enrollment?

REMINDER: Register or log in to your HappyFox account to gain access to ALL LWG Knowledge Base information.

Home > Benefits > Health, Dental, Vision Insurance > What Happens If I Miss Open Enrollment?

Quick Answer

If you miss Open Enrollment, you generally cannot enroll in or make changes to your benefits until the next Open Enrollment period, unless you experience a qualifying life event.

Important Details

Open Enrollment is the annual opportunity to enroll in or make changes to your health, dental, and vision coverage.
Once Open Enrollment closes, benefit elections are locked for the plan year.

Qualifying Life Events

You may be able to enroll or make changes outside of Open Enrollment if you experience a qualifying life event, such as:

Marriage or divorce
Birth or adoption of a child
Loss of other health coverage
Other qualifying events as defined by law

Qualifying life events must be reported within the required timeframe and require supporting documentation.

Tags

Benefits (20) Benefits Enrollment (9) Open Enrollment (3)

Disclaimer:
This article provides general information and guidance and may not address every situation or state-specific requirement. It does not create a contract, guarantee, or promise of any specific outcome. Company policies, practices, and legal requirements may vary by state and may change over time. This article does not replace or supersede applicable laws or official Company policies, handbooks, manuals, or training materials.

Start with the LWG Knowledge Base
LWG offers a comprehensive library of HR resources, answers to common questions, and step-by-step how-to guides that are available to you anytime in the LWG Knowledge Base. Many questions can be resolved quickly by searching the Knowledge Base before submitting a ticket.

Need Help with Your Specific Situation? Contact HR
If you need clarification or personalized support, submit an HR request through HappyFox. To request a phone call, include “CALL REQUEST” in the subject line of your ticket and an HR team member will reach out.

Tips for Faster Support & Resolution
To help HR assist you as quickly and accurately as possible:

Select the most appropriate request category so your ticket is routed correctly.
Verify your contact information:
- Your full name as it appears in Dayforce
- Your phone number
- Your email address
Include all relevant details, dates, and any supporting information.
Create and consistently use a HappyFox login to track requests, receive notifications, and keep communication in one place.