Quick Answer
Hospital indemnity insurance provides cash benefits if you or a covered dependent is hospitalized.

Coverage Highlights

• Hospital Admission: $1,000 (once per year)

• Daily Confinement: $100 per day (up to 60 days)

• ICU Admission: $1,500

• ICU Confinement: $200 per day (up to 15 days)

• Includes a $50 annual wellness benefit

Important Disclosure

• This is not health insurance.

• It does not replace medical coverage and does not pay medical providers directly.

Important Plan Information

This article provides a general overview for educational purposes only. Official benefit definitions, eligibility requirements, coverage limits, exclusions, enrollment rules, and approval determinations are governed by the applicable insurance policy and plan documents. In the event of any discrepancy, the official plan documents and insurance carrier determinations control.