Due to IRS regulations, once you have made your selections for the plan year, you cannot enroll in, cancel, or change your benefit elections until the next annual open enrollment period. The only exception is if you experience a qualifying life event. Election changes must be consistent with your life event.

Qualifying life events include, but are not limited to:

• Marriage, divorce, or legal separation.
• Birth or adoption of an eligible child.
• Death of your spouse or covered child.
• Change in your spouse’s work status that affects his or her benefits.
• Change in your child’s eligibility for benefits.
• Qualified Medical Child Support Order